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DeFi lending & collateral

Inspect debt capacity, health factor and repair scenarios. Every model requires the actual collateral threshold and debt assumptions for the position.

Tools and working views

15 related resources. Choose the measurement you need, then read the assumptions on its page.

Aave Health Factor CalculatorCalculate an Aave-style health factor from collateral, liquidation threshold, and debt. Explore how price changes affect a borrowing position in examples.Open resource ↗Collateral Liquidation Price CalculatorEstimate the collateral price at a health factor of one using units, debt, and liquidation threshold, with a worked example and model limitations.Open resource ↗Borrow Capacity CalculatorCalculate additional borrowing room from collateral value, loan-to-value limit, and existing debt. Keep borrowing capacity distinct from liquidation risk.Open resource ↗Repay to Target Health Factor CalculatorEstimate the debt repayment needed to reach a target health factor while collateral and its liquidation threshold stay fixed in your input scenario.Open resource ↗Collateral Top-Up CalculatorEstimate extra collateral value needed for a target health factor, accounting for existing adjusted collateral and the new asset liquidation threshold.Open resource ↗Recursive Leverage CalculatorModel repeated borrowing and redepositing with a fixed LTV, initial capital, and loop count. Compare gross collateral, total debt, and leverage locally.Open resource ↗Lending Utilization Rate CalculatorModel a lending pool utilization ratio and a two-slope interest curve using borrowed funds, available cash, rate inputs, a kink, and a reserve factor.Open resource ↗Borrow Rate Break-Even CalculatorFind the maximum simple annual borrowing rate that matches modeled yield after fixed costs, using principal, holding days, and a user-entered yield APR.Open resource ↗Multi-Collateral Health Stress MatrixA single weighted threshold can obscure how collateral assets react differently in a stress.Open resource ↗Liquidation Close Factor and Seizure AccountingLiquidation accounting involves several separate limits: how much debt may be repaid, how much collateral can support the seizure, and how a bonus is divided.Open resource ↗Liquidation Execution Profit BudgetA liquidation bonus is a gross incentive, not a net result.Open resource ↗Stablecoin Collateral Types and Reported Backing MechanismsGroup stablecoins by reported peg mechanism. Compare asset counts and USD-pegged circulation while keeping non-USD supply units separate.Open resource ↗Lending utilization and the interest-rate kink | BTCMoxA utilization curve can charge a steeper marginal borrow rate above a configured target. The current rate is conditional on both the curve parameters and pool utilization.Open resource ↗Loan-to-value versus liquidation threshold | BTCMoxThe maximum borrowing ratio and liquidation threshold serve different purposes. Borrow capacity is an entry constraint; the liquidation threshold is used in collateral coverage tests.Open resource ↗Repay debt or add collateral to repair health factor | BTCMoxDebt repayment changes the denominator of health factor; collateral top-up changes its weighted numerator. Compare their cash requirements under the same target and threshold.Open resource ↗

A practical research sequence

Start with the question you need to answer: available liquidity, total cost, collateral sensitivity, protocol activity or portfolio exposure. Choose a tool whose input units and data source match that question. Capture the observation time and compare a baseline before changing assumptions.

Each working view links to its methodology and related tools. The public market pages load named providers automatically; local scenario and CSV tools calculate in the browser. Pausing public feeds freezes observations in the current tab, so recheck timestamps before using a retained result.

Interpretation and boundaries

Inspect debt capacity, health factor and repair scenarios. Every model requires the actual collateral threshold and debt assumptions for the position.

The catalogue includes distinct calculations and data views rather than a claim that every measurement is a trading signal. A computed ratio can be numerically correct while its assumptions no longer match the market. Use the source references, check missing fields and retain enough context to reproduce the result.

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